Loan Amount: ₹50,000 – ₹20,00,000 | Interest Rate: 7.5% – 17% p.a. | Maximum APR: Up to 22% p.a. (including applicable interest and eligible charges, where applicable)
Repayment Tenure: 6 – 120 months.
Loan approval is subject to eligibility, KYC verification, document verification and credit assessment. The final interest rate, APR, processing fees, applicable taxes, EMI and total repayment amount will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before loan acceptance.
Terms & Conditions Apply.
Dhanjyoti Capital Finance Pvt. Ltd. provides personal loan facilities subject to applicant eligibility, credit assessment, verification of documents and applicable lending policies. Submission of an application does not guarantee loan approval. Final loan amount, interest rate, Annual Percentage Rate (APR), repayment period and applicable charges are confirmed only after successful assessment.
₹50,000 to ₹20,00,000*
Interest rates range from 7.5% to 17% per annum, depending on the applicant's credit profile, repayment capacity, loan amount, repayment tenure and internal credit assessment.
Minimum Repayment Period: 6 Months
Maximum Repayment Period: 120 Months
Maximum APR: 22% per annum (inclusive of applicable interest and certain fees, wherever applicable). The actual APR offered may be lower depending on the approved loan amount, repayment tenure, credit assessment and applicable charges.
Applicants must complete KYC verification, income verification and satisfy internal eligibility, affordability and credit assessment criteria before any loan can be approved. Loan approval remains subject to the company's lending policies and applicable regulatory requirements.
The Maximum Annual Percentage Rate (APR) is 22% per annum, inclusive of applicable interest and certain fees wherever applicable. The final APR offered to an applicant may be lower and depends on the approved loan amount, repayment period, credit assessment and applicable charges disclosed before loan acceptance.
Processing Fee: Up to 2% of the sanctioned loan amount + applicable GST.
Other statutory charges, if applicable, will be disclosed in the Key Fact Statement (KFS), sanction letter and loan agreement before the applicant accepts the loan offer.
Loan Amount : ₹1,00,000
Repayment Period : 24 Months
Interest Rate : 12% p.a.
Processing Fee : ₹2,000 + applicable GST
Maximum APR : 14.85% p.a.
Estimated Monthly EMI : ₹4,707
Estimated Total Repayment : ₹1,12,968
Estimated Total Cost of Credit : ₹12,968 (excluding applicable taxes)
The above example is provided for illustration purposes only. Actual interest rate, APR, EMI, processing charges, taxes, total repayment amount and other applicable charges may vary depending on the applicant's credit profile, eligibility, approved loan amount and repayment tenure.
We are committed to providing a transparent, secure and customer-focused lending experience. Every application is assessed responsibly, ensuring a fair evaluation based on eligibility and applicable lending criteria.
Personal loans starting from ₹50,000 up to ₹20,00,000, subject to eligibility, credit assessment and internal lending policies.
Submit your KYC, PAN, Aadhaar, income proof and supporting documents through a secure application process for verification.
Customer information and submitted documents are handled through secure systems designed to protect your personal information.
Applicable fees, interest rates and repayment terms are disclosed before loan acceptance, helping customers make informed decisions.
Choose repayment tenures ranging from 6 to 120 months, subject to the approved loan terms and eligibility.
Our support team assists customers throughout the application, verification and loan servicing process.
Loan approval is subject to applicant eligibility, documentation, credit assessment, internal verification and applicable terms & conditions. Interest rates, loan amount, repayment tenure and charges may vary based on the approved loan offer.
Annual interest starts from 7.5% p.a.. The final applicable interest rate is determined after evaluating the applicant's eligibility, credit profile and internal assessment.
Loan approval is subject to successful KYC verification, income validation, credit assessment and applicable lending criteria.
Annual Percentage Rate (APR) includes the applicable interest rate and other charges, wherever applicable. The final APR depends on the approved loan terms.
Loan tenure ranges from 6 months to 120 months, subject to the approved loan offer.
*Terms & Conditions Apply.
Loan Amount: ₹1,00,000
Interest Rate: 7.5% p.a.
Tenure: 24 Months
The EMI, total interest and total repayment shown by the EMI Calculator are estimates only. Actual repayment may vary based on the final sanctioned loan terms.
Estimate your monthly repayment amount by entering your loan amount, annual interest rate and repayment tenure. The result shown below is only an estimate.
Results are indicative only.